In FC 26, reaching Level 40 before the Team of the Year (TOTY) event is a strategic milestone that can define a player's success during the most anticipated part of the Ultimate Team calendar. TOTY introduces some of the most elite player cards of FC 26 Coins the year, along with highly competitive Squad Building Challenges (SBCs) and limited-time packs. Being at Level 40 before TOTY ensures that players are ready to take full advantage of the promo, whether that means unlocking additional packs, completing objectives efficiently, or fielding stronger squads.

The path to Level 40 in FC 26 is structured around multiple categories of objectives. By completing Ultimate Team tasks (7,450 XP), Manager Objectives (5,000 XP), Manager Live Events (2,000 XP), Player Career objectives (4,250 XP), and the Weekly Seasonal Objectives bonus (1,000 XP), players can achieve Level 40 efficiently without sacrificing enjoyment of the game. This essay explores these objectives in detail, explaining how each contributes to XP gain and overall preparation for TOTY.

Ultimate Team Objectives: The Main XP Source (7,450 XP)

Ultimate Team objectives form the largest block of XP for reaching Level 40, combining competitive matches, SBC completion, and skill-based challenges.

Rush Mode: Quick XP Through Scoring and Assists

One of the most efficient ways to gain XP is through Rush Mode objectives: scoring 5 goals and assisting 5 goals. Rush matches are short, fast-paced, and designed for aggressive gameplay. This allows players to complete both objectives simultaneously in a few matches.

Rush Mode also reinforces fundamental gameplay skills. Players learn to exploit space effectively, execute quick passing combinations, and take advantage of counter-attacks. This makes Rush objectives not only time-efficient but also beneficial for improving performance in other competitive modes.

Rivals Matches: Squad Planning and Competition

Another Ultimate Team objective requires playing 10 Rivals matches with at least 3 Italian players. While this may seem restrictive, it encourages creative squad-building strategies, often prompting players to explore Serie A or Italian hybrid squads.

Rivals matches themselves provide additional benefits beyond XP. They expose players to real competition, fostering skill development in a more challenging environment than casual matches. Even losses contribute progress, emphasizing consistency over individual victories.

Squad Building Challenges (SBCs): Efficiency and Resource Management

Completing 7 SBCs contributes to XP while reinforcing resource management. Players must consider squad composition, player chemistry, and cost efficiency. Many SBCs naturally align with daily or weekly goals, making them a convenient source of XP.

SBC completion also complements other objectives, such as player collection requirements for Rivals or Live Events, allowing players to buy Fut Coins optimize time investment.