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2025-11-20 07:26:56 -

When 'I Didn't Know' Isn't a Defence: The 'Special Reasons' Argument for Driving Without Insurance

It is a scenario that can happen to even the most careful of drivers. You are pulled over for a routine check, and to your genuine horror, the police officer informs you that your insurance policy has lapsed or been cancelled. Your immediate, honest reaction is, "But I had no idea! I thought I was insured." In the eyes of the law, however, this heartfelt plea is not a valid defence. The offence...

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