Why are "Salary Sacrifice" impacts on mortgage...

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2026-03-09 16:05:18 -

Why are "Salary Sacrifice" impacts on mortgage affordability being standardized in 2026?

The mortgage industry is currently undergoing a significant transformation regarding how lenders evaluate "Salary Sacrifice" arrangements. For years, there has been a lack of consistency across the UK lending market; some banks would use the gross salary before any sacrifices were made, while others would only look at the net take-home pay. Starting in 2026, new regulatory guidelines are moving...

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