Charlie offers a Charlie Demand Deposit Account with a Charlie Visa ® Debit Card through our partner bank, Sutton Bank, Member FDIC. Charlie is a financial service designed specifically for people 62 and older. A big focus is protecting your money and keeping your account safe. How does Charlie work? I signed up for Charlie, what's next? How long does it take for my Charlie Visa® Debit card to arrive in the mail? Can I move my Supplemental Security Income (SSI) to Charlie? Can I move my Veterans Benefits and/or other pensions to Charlie? How do I know I can trust Charlie? Discover Charlie - Simple & secure banking for US retirees. Access Social Security payments 3-5 days early. Enjoy retirement with Charlie. Access to Social Security 3-5 days early and 3% earnings on deposits. Charlie is not a bank. Banking services provided by Sutton Bank, member FDIC. Comprehensive, personalized financial protection built exclusively for the 62+. Charlie is not a bank. Banking services provided by Sutton Bank, member FDIC. Charlie offers a Charlie Demand Deposit Account with a Charlie Visa ® Debit Card through our partner bank, Sutton Bank, Member FDIC. Charlie is a financial service designed specifically for people 62 and older. A big focus is protecting your money and keeping your account safe. Charlie provides you with financial services like early payment and fraud protection, while Sutton Bank holds customer deposits, something it has been doing since 1878. Please see our legal page for more information about policies including the Charlie eSign Agreement, Privacy Policy, Terms & Conditions, and Cardholder Agreement. Charlie Benefit Payment Schedule for 2025 When you set up your Social Security direct deposit to go into a Charlie Account, you could see your money three to five days sooner. It depends on your SSA schedule: Payments scheduled for the 2nd, 3rd, or 4th Wednesday usually arrive on the Friday before. Step-by-step guide for your Social Security name change,

including which documents you’ll need, where to submit them, and how to troubleshoot common issues.