UnitedHealthcare Tiered Benefit plans feature lower copays and/or co-insurance when members seek care from a Tier 1 care provider for their primary care physician (PCP), specialist, or hospital inpatient or outpatient services. Our full-featured health plans meet all Affordable Care Act (ACA) requirements to include drug and vision coverage, and 100% coverage for wellness and preventive medicine. Current UHA customers can get their specific health plan information by accessing the UHA Member or Employer portal. With a variety of plan designs and provider networks available, a Level Funded plan can be truly customized to fit your business. It’s worth your time to compare these health plans with a traditional (fully insured) plan to see which may be the better fit. Grouping plans this way makes it easier to shop for insurance. For example, the top-of-the-line plan is Platinum. It pays the highest portion of your health care bills (90%). It also costs the most. The most basic plan is Bronze. It pays 60% of your health care bills and costs the least. Looking for 2024 plans and prices? Compare health insurance plans and find one that fits your needs. The three basic health insurance plans are HMOs, PPOs, and EPOs. Learn more about each type of plan and what kind of coverage they offer at Anthem. With UnitedHealthcare Choice Plus health plans, you have the freedom to choose a network physician or specialist from the UnitedHealthcare Choice Plus network without visiting a primary care provider (PCP) for a referral. You pay less if you use providers that belong to the plan’s network. You can use doctors, hospitals, and providers outside of the network for an additional cost. Looking to compare healthcare providers and services? Find a health care provider on Medicare.gov Learn about the essential health benefits that all private health insurance plans offered in the Health Insurance Marketplace® must cover.